Last Updated: May 8, 2026
By accessing and using the ACA LLC website (the-acas.com) and our services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
ACA LLC is a direct business lender providing financial services including working capital loans, revenue-based financing, business funding, and equipment financing. All funding products are subject to credit approval and underwriting criteria. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time.
Our services are intended for businesses and business owners who are at least 18 years of age and authorized to enter into financial agreements. By submitting an application or inquiry, you represent that you have the authority to act on behalf of the business entity.
Submitting an application does not guarantee approval. All applications are subject to our underwriting process and credit evaluation. We reserve the right to request additional documentation and to approve or deny any application at our sole discretion. Approved funding terms will be provided in a separate agreement.
You agree to:
By opting in to receive text messages from ACA LLC, you agree to the following terms:
ACA LLC may send you recurring marketing and promotional SMS/MMS messages regarding our financial products and services using an automated telephone dialing system (ATDS). These messages may include information about funding opportunities, special offers, updates, and other business-related communications.
Message frequency varies. You may receive up to 4 messages per month. Message and data rates may apply. Your carrier's standard messaging rates will apply to all messages sent and received.
Opt-Out: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message from ACA LLC. After opting out, you will receive a confirmation message and will no longer receive text messages from us.
Help: For assistance with our text messaging program, reply HELP to any message or contact us at andre@the-acas.com.
Consent is NOT a condition of purchase. You are not required to consent to receiving text messages as a condition of purchasing any products or services from ACA LLC.
All content on this website, including text, graphics, logos, and images, is the property of ACA LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.
ACA LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability to you for any claim arising from these terms shall not exceed the amount you have paid to us in the twelve months preceding the claim.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Prince George's County, Maryland.
ACA LLC reserves the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of our website after changes are posted constitutes acceptance of the revised terms.
For questions about these Terms and Conditions, please contact us:
ACA LLC
9244 E Hampton Dr Suite 611
Capitol Heights, MD 20743
Email: andre@the-acas.com